This Chocolate Banana Cream Pie is a standout dessert because it pairs indulgent flavors with surprisingly wholesome ingredients.
The rich chocolate pudding provides a satisfying dose of protein and calcium when prepared with whole milk, while bananas contribute natural sweetness, fiber, and potassium, promoting digestive health and heart wellness.

Quick Chocolate Banana Cream Pie
Equipment
- 1 large mixing bowl
- 1 whisk
- 1 9-inch pie dish
- 1 knife
- 1 Cutting Board
- 1 spatula
Ingredients
- 1 pie crust pre-made or homemade
- 5 ounces instant chocolate pudding mix
- 2 cups whole milk cold
- 1 cup whipped cream or Cool Whip thawed
- 2 medium bananas
Optional garnish: additional whipped cream, sliced bananas, mini chocolate chips, or chocolate shavings
Instructions
- Prepare the Pie Crust: If using a store-bought pie crust that requires baking, preheat your oven according to the package instructions. Place the crust in a 9-inch pie dish and bake until it is lightly golden and firm, usually around 8–10 minutes. Remove from the oven and allow it to cool completely on a wire rack. If you are using a pre-made graham cracker or frozen crust that doesn’t require baking, simply remove it from packaging and set aside. Ensuring the crust is fully cooled is key to keeping the pudding filling from melting or becoming watery.
- Whisk the Chocolate Pudding: In a large mixing bowl, combine the instant chocolate pudding mix with 2 cups of cold whole milk. Using a whisk, mix rapidly for 2–3 minutes. Whisk continuously until the mixture thickens to a custard-like consistency—when you lift the whisk, the pudding should coat the whisk without falling off. This step ensures a smooth, creamy base that will hold the banana slices evenly.
- Fold in Whipped Cream: Once the pudding has thickened, gently fold in 1 cup of whipped cream or Cool Whip. Use a spatula to fold slowly and evenly, preserving the light, airy texture. Folding instead of stirring vigorously helps maintain a fluffy consistency that will contrast beautifully with the dense chocolate layer.
- Add Bananas to the Filling: Slice one of the bananas into thin, even rounds. Gently fold the banana slices into the chocolate pudding mixture, distributing them throughout without crushing. The banana slices add a natural sweetness and creamy texture that balances the richness of the chocolate.
- Assemble the Pie Base Layer: Pour the chocolate pudding and banana mixture evenly into the prepared pie crust. Use a spatula to spread the filling smoothly and press lightly so that the filling reaches all edges. Smooth the top to create an even base layer, which will help the whipped cream layer sit neatly on top later.
- Chill the Pie: Cover the pie with plastic wrap or a pie cover and place it in the refrigerator for at least 2–3 hours. Chilling allows the pudding to set fully, making slicing cleaner and ensuring the flavors meld beautifully. Patience here is essential for achieving the perfect creamy consistency.
- Prepare the Topping Bananas: Slice the remaining banana into thin, uniform rounds. These will be used to top the pie, creating an attractive presentation and an additional layer of fresh fruit flavor.
- Add Whipped Cream Topping: Once the pie has chilled and set, remove it from the refrigerator. Spread the remaining 1 cup of whipped cream evenly over the top of the chocolate pudding layer. Use a spatula to create a smooth, inviting surface or gentle peaks for a more decorative look.
- Decorate the Pie: Arrange the sliced bananas over the whipped cream layer, fanning them out or layering them neatly. Optionally, sprinkle mini chocolate chips or chocolate shavings over the top for extra visual appeal and a touch of indulgence.
- Serve and Enjoy: Slice the pie into 8 equal portions using a sharp knife. Serve chilled for the best texture and flavor. Each bite combines a crisp crust, creamy chocolate pudding, tender banana slices, and fluffy whipped cream—a harmonious mix of flavors and textures that delights every palate. Encourage your guests to enjoy it immediately, but any leftovers can be stored in the refrigerator for up to 2–3 days.
Notes
- Use whole milk for the pudding to ensure it thickens properly; skim or plant-based milk may result in a runny consistency.
- Homemade whipped cream can elevate the flavor and texture; simply whip heavy cream with sugar and vanilla until soft peaks form.
- Both store-bought and homemade crusts work well; graham cracker or traditional pastry crusts offer different textures and flavors.
- Slice bananas evenly to ensure uniform layers and a neat presentation.
- Chill the pie adequately for at least 2 hours to allow the pudding to set fully.
- Garnishes like chocolate shavings or mini chocolate chips add visual appeal and extra flavor.
Using whipped cream sparingly or opting for homemade versions can reduce added sugars and saturated fat, making it a lighter choice without compromising creaminess.
Quick to assemble, no-bake, and fully customizable, this pie is perfect for everyday cooking, weeknight desserts, or last-minute entertaining.
Its combination of luscious chocolate, fresh fruit, and creamy topping ensures every bite is decadent yet balanced, making it a universally appealing treat.
Must-Have Tools for Perfect Results
Mixing Bowl
Essential for whisking the pudding and folding in whipped cream.
A sturdy mixing bowl allows even mixing, prevents spills, and doubles as a prep station for countless baking and cooking tasks.
Whisk
Perfect for achieving a smooth, lump-free pudding.
A quality whisk ensures fast, efficient blending, aerates mixtures, and can be used for sauces, dressings, and eggs.
Pie Dish (9-inch)
Ideal for shaping and serving the pie.
A durable pie dish distributes heat evenly for baked crusts and offers attractive presentation for desserts and savory pies alike.
Knife & Cutting Board
For slicing bananas evenly, ensuring consistent layering. A sharp knife and stable cutting board are indispensable for precise prep work in any kitchen.
Spatula
Used to gently fold whipped cream into pudding and spread fillings evenly.
Versatile and heat-resistant, it’s perfect for scraping bowls, frosting cakes, and mixing delicate batters.
Chef’s Secrets: Tips For Creamy Perfection
Achieving a perfectly creamy chocolate banana cream pie begins with using quality ingredients and the right techniques.
Whisking the pudding vigorously ensures a smooth texture without lumps, while folding in whipped cream gently preserves the airy consistency, creating a luscious, light filling.
For the bananas, select ripe yet firm fruit to maintain structure and avoid mushy layers.
If you want an extra flavor dimension, a splash of vanilla or a pinch of salt in the pudding can enhance sweetness and deepen chocolate notes.
For the crust, lightly brushing a thin layer of melted chocolate before adding the pudding prevents sogginess and adds a subtle, professional touch.
Serving Suggestions: How To Impress Guests
Serve your chocolate banana cream pie chilled, ideally in clean, even slices.
Pair it with fresh berries or a drizzle of caramel sauce for a colorful and indulgent presentation.
For casual gatherings, add a dollop of extra whipped cream on each slice.
This dessert also pairs wonderfully with hot beverages like coffee or tea, balancing the richness of the chocolate with warmth.
For a fun twist, sprinkle toasted nuts or shredded coconut on top to introduce texture and complexity to each bite.
Storage Tips: Keep Pie Fresh Longer
To maintain the pie’s creamy texture, always cover it with plastic wrap or store it in an airtight container in the refrigerator.
It will stay fresh for up to 2–3 days. Avoid freezing if possible, as bananas can turn mushy and the whipped cream may separate.
If leftovers are inevitable, serve chilled slices directly from the fridge; the pudding layer remains thick and the whipped cream topping retains its smoothness.
For short-term storage, assemble the pie in advance but add the banana topping just before serving to keep fruit vibrant and fresh.
Frequently Asked Questions
1. Can I use a different milk?
Whole milk is best for thickening; using skim, almond, or soy milk may prevent the pudding from setting properly.
2. How do I prevent bananas from browning?
Brush banana slices with a small amount of lemon juice before layering to slow oxidation and keep them fresh-looking.
3. Can I make this pie ahead of time?
Yes, assemble the pie up to the pudding layer a day in advance, then add whipped cream and bananas right before serving for maximum freshness.
4. Can I use a different crust?
Absolutely! A traditional pastry crust, graham cracker crust, or even a cookie-based crust works. Just ensure it is fully cooled before adding the filling.
5. Is homemade whipped cream necessary?
While store-bought whipped toppings work fine, homemade whipped cream adds a richer flavor and a lighter, more natural texture.